At TermStreet, we have developed cloud communication tools that allow for “Crowd Underwriting”. What this means is that the value of every interaction is multiplied. We give the agency lenders a day or two head start to begin their initial underwriting. Then, when we give the rest of the market access to the deal, they benefit from all of the underwriting that was already completed by the Agency Lenders. The Agency lenders then become the stalking horse that TermStreet works to beat. TermStreet is simple, efficient, and free of all conflicts of interest.